Ibrahim, Umar. “INVESTIGATION OF THE DETERMINANTS OF CLIENTS’ INTENTIONS TO USE TAKAFUL SERVICES IN GOMBE STATE USING AJZEN’S THEORY: A STUDY USING PARTIAL LEAST SQUARE STRUCTURAL EQUATION MODELLING”. Journal of Current Practice in Accounting and Finance (JCPAF), vol. 14, no. 4, Apr. 2023, pp. 57-66, https://zapjournals.com/Journals/index.php/Accounting-Finance/article/view/491.