Oliver, R. L. (2023) “CUSTOMER PATRONAGE DETERMINANTS IN NIGERIAN DEPOSIT MONEY BANKS: A FOCUS ON SERVICE QUALITY DELIVERY IN RIVERS STATE”, Global Research Journal of Management and Social Sciences (GRJMSS), 14(4), pp. 1–10. Available at: https://zapjournals.com/Journals/index.php/grjmss/article/view/518 (Accessed: 7 September 2025).