S, P. (2023) “THE COST OF COMPLIANCE: THE EFFECTS OF REGULATORY ACCOUNTING PROCEDURES ON THE SAVINGS AND LOAN CRISIs”, International Research Journal of Accounting, Finance and Banking (IRJAFB), 14(3), pp. 11–21. Available at: https://zapjournals.com/Journals/index.php/irjafb/article/view/454 (Accessed: 28 June 2025).