Osuagwu , D. and Stephen Otika , S. U. (2023) “TRUST AS A KEY DRIVER IN E-PAYMENT PLATFORM ACCEPTANCE: INTEGRATING THE TAM FRAMEWORK ”, Journal of Allied Research in Management and Entrepreneurship (JARME), 14(2), pp. 19–30. Available at: https://zapjournals.com/Journals/index.php/jarme/article/view/621 (Accessed: 17 June 2025).