Khan, A. H, L Hasan, and A Malik. “POLICY IMPLICATIONS FOR PROMOTING SAVINGS AND INVESTMENT IN PAKISTAN: LESSONS FROM EMPIRICAL ANALYSIS”. Journal of Healthcare Management and Administration (JHMA) 13, no. 4 (April 4, 2022): 1–8. Accessed September 9, 2025. https://zapjournals.com/Journals/index.php/jhma/article/view/640.